Buy-to-Let Mortgage Guides
for UK Landlords

Free, practical guides covering buy-to-let mortgages, limited company structures, portfolio landlord finance, HMO mortgages and property investment strategy. Written for landlords at every stage.

Tax & Structure

Limited Company vs Personal Name for Buy-to-Let: Which Is Right for You?

Everything you need to know about SPV mortgages, Section 24 tax changes, and which ownership structure suits different types of UK landlord — from first-time investors to higher-rate taxpayers.

Portfolio Finance

What Is a Portfolio Landlord? Mortgage Criteria and What Lenders Look For

If you own four or more mortgaged buy-to-let properties, your mortgage applications are assessed differently. Here's what portfolio landlords need to understand about lender criteria in 2025.

Remortgaging

How to Remortgage a Buy-to-Let Property: A Step-by-Step Guide

A plain-English walkthrough of the buy-to-let remortgage process — from deciding whether to remortgage, through the application, to completion. Including what lenders stress-test and why it matters.

First-Time Landlords

First-Time Landlord Mortgages: What You Need to Know Before You Apply

Thinking about buying your first rental property? This guide covers deposit requirements, rental yield stress-testing, whether first-time buyers can get a BTL mortgage, and the most common pitfalls to avoid.

HMO & Specialist

SPV Mortgages Explained: Using a Special Purpose Vehicle for Buy-to-Let

A Special Purpose Vehicle (SPV) is a limited company set up solely to hold property. This guide explains how SPV mortgages work, which lenders accept them, and what directors need to know before applying.

Remortgaging

Releasing Equity from a Buy-to-Let Property to Fund Your Next Purchase

One of the most powerful tools for portfolio growth is releasing equity from an existing rental property to fund a deposit on the next one. Here's how it works, and what lenders need to see.

Ready to speak to a specialist?

Our broker network covers every type of buy-to-let mortgage in the UK. Request a callback and a specialist will be in touch within one working day.

Request a Callback